How do you handle finances? Separate but equal or pool them all together? That's the subject of this feature article in today's New York Post. Pick up a copy and turn to page 67 & 68 or check it out here. My quotes aren't long but they used my mugshot.
Which leads me to today's topic:
When we divorced, I made new vows; this time to myself:
-- I would never change my name again (Kambri Crews is who I am and I quite like the sound of it), and
-- I would do my darndest to not ever carry debt.
Of course, I wish I didn't have to learn the hard way, especially as a newly single, young woman, but learn I did. I scraped by for years paying off credit cards and rebuilding my horrifying credit score. I lived with friends or had roommates to save on rent and utilities, I paid extra toward principal on loans instead of going out, and I rolled loose change and deposited it into a savings account. Since 1998, when I finally paid off my student loans, I have not carried a balance on anything other than a car. And now I don't even own a car since I'm in NYC.
My current husband (heh, that sounds funny, like he's just the one I have for right now) and I are looking to buy a home. The idea of owing money, even if it is for a wise investment, terrifies me. Will my husband and I have money troubles when we are home owners? Maybe. But I am older and wiser now and maintain individual savings and credit accounts and all as Kambri Crews.